Sunday, June 25, 2017

The Bank Of Herrinn

#NOTJUSTABANK

Rates and Fees

Bank of Herrin

The following rates and fees are an overview and are not all-inclusive. Please refer to an account disclosure for complete information. If you have questions or would like assistance, please contact a Bank of Herrin customer service representative at any of our offices.

Deposit Rates

 All rates are subject to change without notice.

Rates effective as of 01/16/2017

Account Type Minimum Balance to Open Minimum Interest Rate Annual Percentage Yield (APY) Minimum Balance to Obtain APY
Demand Deposit

Reward Checking Up to $24,999.99*

$100.00

1.49%

1.50%**

 

Reward Checking  $25,000.00 and up*

$100.00

0.50%

1.50% to 0.50%**

$25,000.00

Tiered NOW Checking               Up to $2499.99*

$1000.00

0.10%

0.10%**

$1,000.00

Tiered NOW Checking               $2500.00 +*

$1000.00

0.15%

0.15%**

$2,500.00

MMDA Less than $2500*

$2500.00

0.10%

0.10%**

$0.01

MMDA $2500 - $24,999.99*

$2500.00

0.20%

0.20%**

$2,500.00

 MMDA $25,000.00-UP

$2500.00

0.25%

0.25%**

$25,000.00

 

 

 

 

 

Statement Savings*

$50.00

0.20%

0.20%**

$50.00

Christmas Club*

$3.00

0.25%

0.25%**

$3.00

 Kids Club*

$10.00

0.25%

0.25%**

$10.00

Account Plus*    
$500.00 - $999.99 balance

$50.00

0.10%

0.10%**

$500.00

$1000.00 - $2499.99 balance

$50.00

0.15%

0.15%**

$1000.00

$2500.00 & above balance

$50.00

0.20%

0.20%**

$2500.00

*Rates may change after the account is opened. Fees may reduce earnings.    
Certificates of Deposit    
 91 Day CD

$1,000.00

0.10%

0.10%**

$1,000.00

182 Day CD

$1,000.00

0.15%

0.15%**

$1,000.00

12 Month CD & IRA

$1,000.00

0.25%

0.25%**

$1,000.00

18 Month CD & IRA

$1,000.00

0.30%

0.30%**

$1,000.00

24 Month CD & IRA

$1,000.00

0.40%

0.40%**

$1,000.00

30 Month CD & IRA

$1,000.00

0.45%

0.45%**

$1,000.00

36 Month CD & IRA

$1,000.00

0.65%

0.65%**

$1,000.00

48 Month CD & IRA

$1,000.00

0.90%

0.90%**

$1,000.00

60 Month CD & IRA

$1,000.00

1.10%

1.10%**

$1,000.00

   

 

 

 

 

 

 

 

 

**Penalty for early withdrawal. Fees may reduce earnings. Additional information is available in our Truth in Savings brochure at any Bank of Herrin facility.