Now you can load your Bank of Herrin debit card to Apple Pay, Samsung Pay, or Google Pay on your smart phone for a faster, easier, and secure way to pay!


 Apple Pay FAQ’s

Q: How do I add my Bank of Herrin debit card to Apple Pay?

A: Open the Wallet app wallets

Tap on the plus sign in the upper right hand corner or “Add Credit or Debit Card”

Use your camera to snap a photo of your card or enter the card information manually

If you’re asked to add the card that you use with iTunes, just enter its security code

Tap Next to continue, and answer additional security questions (if required)


Q: What devices is Apple Pay available on?

A: iPhone 7, iPhone 7 Plus, iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone SE


Q: How do I pay using Apple Pay?

A: To use your default card, rest your finger on Touch ID and hold your iPhone within an inch of the reader until you see done and a checkmark on the display.

If it asks you to choose Credit or Debit on the terminal, choose Credit.

If you need to provide the last 4 numbers of your card, use the Device Account Number (DAN). To find the DAN, open Wallet and tap your card, then tap to see the Device Account Number.

You might need to sign a receipt or enter your PIN.


Q: Is Apple Pay secure?

A: Yes, Instead of transmitting your debit card number to an NFC terminal or an app, Apple Pay transmits a Device Account Number (DAN) and a temporary token that verifies the transaction. The retailer never receives your card number, and the verification token can theoretically be used only once. Your phone never stores your debit card number, instead storing the DAN issued by the bank once it approves the card for Apple Pay use.


Google Pay FAQ’s

Q: How do I add my Bank of Herrin debit card to Google Pay?

google payA: Tap to launch the Google Pay app

Tap the add card icon, which looks like a “+” symbol

Tap add a credit or debit card

Follow along with the onscreen instructions. You’ll have the option to scan your card using your phone’s camera or manually enter your card information.

Once your card has been added you will be required to activate it via your financial institution.


Q: What devices is Google Pay available on?

A: Google Pay is available on most Android devices.


Q: How do I pay using Google Pay?

A: To see if you can pay with Google Pay in a store, look for a checkout screen with either of these logos:

Google Pay

Important: You’ll need to turn on NFC to pay in stores. To turn on NFC, check your phone’s settings app.


Step 1: Wake up and unlock your phone

Turn on your phone screen, and then unlock your phone. You don’t need to open the Google Pay app.

Step 2: Hold the back of your phone close to the screen for a few seconds

When you’re done paying, you’ll see a blue check mark on the screen.

If you don’t see one:

  • Try holding your phone a different way. Your NFC antenna could be near the top or bottom of your device.
  • Hold your phone closer to the screen.
  • Hold your phone for a few extra seconds.
  • If you do see a check mark but the cashier says the payment didn’t work:
  • Double-check that the store accepts mobile payments.
  • Contact your bank to check that your card is working right. Some stores use older software that asks for a PIN or signature. If you’re asked, follow the steps on the screen.

Step 3: If prompted, follow the instructions on the screen

  • Debit cards: Enter the PIN you set up with your bank. This PIN is different from the PIN you use to unlock your device.
  • Credit cards: For larger transactions, sign the receipt or the signature box on the screen.


Samsung Pay FAQ’s

Q: How do I add my Bank of Herrin debit card to Samsung Pay?

samsung payA: Add your card to Samsung Pay by opening the app on your eligible device (if not available on your phone, download the app from your app store). Navigate to and tap add; add a credit card or debit card.

Use your device camera to take a photo of the card, or enter the card data manually.

Review the Terms of Service and agree to all.

To authenticate your identity, tap the desired verification method.

Enter the one time password, then tap submit.

Enter your signature, and tap save.

To complete the process tap done.


Q: What devices is Samsung Pay available on?

A: Galaxy S7 edge, Galaxy S7, Galaxy S6 edge+, Galaxy Note 5, Galaxy S6 edge, Galaxy S6 active, and Galaxy S6


Q: How do I pay using Samsung Pay?

A: From the lock screen, swipe up from the small Samsung Pay bar just above the home button to access your stored card(s) and swipe to the desired card.

To verify your identity, place your finger on the home button. To use your Samsung Pay PIN, touch PIN. Then enter your 4 digit PIN.

To make the payment, place the back of your device on the payment terminal.

If necessary, complete the transaction on the payment terminal.

Once the payment is made you will get an Android notification that confirms the merchant name and the amount of your purchase. This information is also documented in the Samsung Pay app.


Q: Is Samsung Pay secure?

A: Samsung Pay does not store the account or credit card numbers of cards on the device, instead using tokenization for transactions. Each time a purchase is made, the Samsung Pay handset send 2 pieces of data to the payment terminal. The first is a 16-digit token that represents the credit or debit card number, while the second piece is a one-time code generated by the phone’s encryption key.







Bank of Herrin